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By accessing and using this website, you agree to the terms of this policy and our cookie policy. Please do read this cookie policy and our terms carefully so you know what we are doing with your information.

We may update our cookie policy from time to time. If we do, we will post the changes to this website.

Cookies?? What are they?

When you browse a website, sometimes that website needs to temporarily store some information in order to provide the service you request, other times that website might store details of where you came from to help tailor better content and manage its service levels. In order to store this information, tiny files made up of bits of text and numbers are used to create and hold this information. These tiny files are cookies. These are stored on your hard drive, or memory (depending upon the device used to access the website).

For more info on cookies and more about how to delete and disable cookies you can visit and also see our section on more information and turning cookies off below.

How does this website use cookies?

This website will only use cookies to distinguish you from other visitors when providing information to you. This helps us to provide you with a good experience when you browse our websites and also allows us to improve our websites and our services. The cookies that we use on our websites only collect anonymous information to optimise our services, and do not collect personal information.

We also set third party cookies. Please note that these are set by services we use to provide additional functionality such as social media sharing and bookmarking as well as website analytics.

This website makes use of the 'Analytics' and 'Adsense' services provided by Google. By using this website you also consent to any data collection, sharing and usage by Google as part of the services they provide. This includes data collection for advertising features such as Remarketing, Impression Reporting and Demographics and Interests Reporting. You are able to opt-out of this type of tracking by using the settings within your browser to prevent tracking or within the settings of your mobile device. In addition, a plugin for your browser is available from Google to block tracking as above. It is available here.

Google's privacy policy is available online at: We may publish Google AdSense interest-based advertisements on our website. These are tailored by Google to reflect your interests. Interest-based ads are based on your behaviour on our website and on other websites across the web using the DART cookie. You can view, delete or add interest categories associated with your browser using Google’s Ads Preference Manager, available at:

You can opt out of the AdSense partner network cookie at: or by using the NAI’s (Network Advertising Initiative’s) multi-cookie opt-out mechanism at:

Analytical cookies allow us to recognise and to count the number of visitors to our website, to see how visitors move around the website when they are using it and to record which content viewers view and are interested in. This helps us to determine how frequently particular pages and advertisements are visited and to determine the most popular areas of our website and/or services. This helps us to improve the service which we offer to you by helping us make sure our users are finding the information they are looking for, by providing anonymised demographic data to third parties in order to target advertising more appropriately to you, and by tracking the success of advertising campaigns on our website.

Cookie Expiration

Except for essential cookies, most of the cookies on our websites expire at the end of your current session on our website. However, some of our cookies have an extended lifespan which ranges from 1 day to 26 years. Some of our cookies are persistent and will never expire.

Blocking or Disabling Cookies

You can block most cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site, or you may experience reduced functionality when accessing certain services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon you visit our website.

Tax Newsletter

What is the Tax Newsletter?

Once a week we put together a completely free of charge round up of the latest tax news, updates and tips that will be important for people who are employed, self employed as well as businesses. We also provide expert insight into special events such as the UK Budget and notify you of any updates to our tax calculators.

How do I stop getting the Tax Newsletter?

Within each email there will be a link to 'unsubscribe', all you need to do is click this and you will be removed from our newsletter list.

Are you going to use email address for advertising?

Absolutely not. We are only keeping your email address in our database for the newsleter. Your email is NOT shared with anyone else.

Where can I find more information regarding your newsletter?

Please email us at if you need any help.

Privacy Policy

Who designed and updates this website?

This website is owned and updated by Ray Arman ('').

You can contact me in writing at

What information do you collect and how do you use it?

We do not collect your personal information when you use any part of our website, apart from the following limited circumstances:

Tax Refunds - If a tax refund total is generated this is anonymously added to a total of tax refunds - no information about what is entered is collected.

IP Addresses - When leaving a comment, signing up to a newsletter the IP address is logged to prevent abuse.

Email addresses are requested when setting up, or saving a calculation for later reference by you. We do not share, analyse or forward any email addresses or associated data with anyone.

Please read our cookie policy for more information on cookie data.


We make reasonable precautions to keep information disclosed to us secure. Unfortunately, we cannot guarantee the security of the information that you disclose to us due to the inherent risks of providing data and dealing online. You will not hold us responsible for any breach of security unless this is due to our negligence or intentional failure.

Please email us at if you have any requests concerning your personal information. You have the right to request any information we may hold within our databases that can identify you - particularly email addresses linked to you. Contact us if you would like us to forward to you any data we hold.

Under privacy regulations you have the right to object to your data being collected (you can opt out when the website/app loads and are given an option to do so). You also have the right to portability of your data and, as above, you can contact us for any records where you have identifiable information stored about you.

You can make a donation to help support this website/app, this constitutes a contract for payment and for those purposes only we store your email address and associated donation information. Your payment is processed in real-time by a third-party called 'Stripe' and we do not store card details.

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Help - find relevant tax tools and calculators - go back to top

Answer a few questions below and we will list relevant tax calculators and tools that can help you organise, budget and ultimately save you money!
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